Wednesday, September 22, 2010

Time to vent You will not believe this. My husband and I have been going round and round with our mortgage company to modify our loan to get a lower payment because my husband is unemployed. We have been trying since April or May and today they denied us. Why? Because our hardship is not severe enough. Hello? What more do they want? We used to be a two-income family but now we are not and that is not a hardship? My husband has spent his retirement on paying the mortgage and bills. Hello? What part of unemployment do they not understand??? It is completely unacceptable. We are probably going to change mortgage companies by refinancing ... or if hubby gets the job he wants, we'll move. We may have to move anyway because we can't afford to live here!!! Ugh...

Thursday, September 9, 2010

Here we are now

We are still in our house. We are trying for a loan modification with the mortgage because hubby still is looking for work. He did, however, hear from a company one state away who is interested in his resume. Hallelujah! If he did end up working for them, we would have to move. This both scares me and excites me at the same time.

Scared--having to pack up all the stuff in our house. Get real! That would take a month of Sundays! I may have to just start selling/getting rid of stuff now... even thought it might be too soon for any of that. I know we have too much stuff. Hence, I have sold stuff on Craigslist and given stuff away on Freecycle. Having to sell this house. Ugh. Not looking forward to that. Hubby has talked about renting the place out. Um... no. I am not into that at all. However, we live in a desirable area. If something didn't work out where we move to, then we could come back to our house. That makes sense but does it actually work???

Excited--a new area! A new life! That is exciting. Starting over in a new area. Yeah, that does sound kind of freaky, but haven't you ever wanted to just up and move and begin again? I've had those thoughts.

Right now we are just barely getting by, but I don't let it get to me. I work full time, I sell beauty products on the side, I have a million hobbies/interests that keep me busy and hey, I have a family! My time is limited and believe it or not, as I write this and am sitting down, this is the only time I have spent on ME since I got off work at 4:30. It's been go, go, go all day. It seems things are just too busy. If moving to another area will help change things, so be it. Maybe I just need an attitude adjustment!